The uninsured rate reached the highest point since 2014, a recent survey finds

In the fourth quarter of 2018, 13.7 percent of U.S. adults lacked health insurance, according to a recent survey from Gallup. This is up from 13.4 percent in the first quarter of 2014, when the individual mandate went into effect and required most adults to purchase insurance.

  • The uninsured rate hit its peak in 2013 before the Affordable Care Act (ACA) was implemented, with 18 percent of adults lacking health insurance. Its lowest point occurred in 2016, at 10.9 percent
  • In the last two years, the uninsured rates of women, young adults and lower-income people have increased the most
  • Households earning between $24,000 and $48,000 saw the biggest increase in uninsured adults: 19.1 percent in the final quarter of 2018, up from 16.1 percent two years prior

Gallup indicated that rising insurance premiums and the decrease in insurer participation on the ACA exchanges could be contributing to the increase in uninsured individuals. The organization noted other possible contributing factors, such as the elimination of the individual mandate and the cost-sharing reduction subsidies, as well as a slashed budget to market the enrollment period and assist individuals in signing up.

For more information on this topic, or to learn how Baker Tilly healthcare specialists can help, contact our team.